Wednesday, January 2, 2013

Hello 2013


Here’s to a new 2013!

Well, let’s start with the big news: We have sold our house and moved. WHAT??? We listed our house 7 months ago and after a long process, housing showing 3-4 times a week, Emily constantly cleaning (I wish I could say that I also cleaned, but I am not allowed to clean…well, I can dust, and I am a damn good duster) and just having the house “show” ready we got an offer.
            Let me back up to the ‘Why’ we sold our house before I move on. As some of you know, Justin and I own a Pay Day Loan store as well as Floyd Glass & Window. The Pay Day world is an ever changing, living in fear that the laws could change(here is a link from last year http://www.semissourian.com/story/1804305.html) and virtually put us out of business over night. Justin and I have seen this change over the past 3-4 years, which was a driving force for us to purchase Floyd, so we can not depend on Planet Cash income.
With this ever-looming fear that a large chunk of income could be gone over night, we decided to downsize our lives. This has been a discussion in the Tyler household for quite some time, and a very tough decision had to be made. This past November was the closest we came to losing Planet Cash. There was a large push with about 97,000 signatures to get the law on the ballet and I am pretty sure that if it makes the ballet, it will pass, and put us out of business. They were about 207 signatures shy to get it on the ballet, so 2013 is going could prove to be the year it makes the ballet.
So, there is the back-story. When we first decided to put the house on the market, I was against it. I loved our house. Loved the pool, loved my Man Cave, but as time went on, and the thought of simplifying our lives became more of a reality, my mindset slowly changed. I am very excited about saving more money, spending less on a house and being able to spend more on my family.
Russ, my Father-in-Law told me after we found out we were pregnant with Jackson that our needs will drastically change and be focused on the kids.  At the time, I knew what he meant, but didn’t fully understand it. But I get it now, and boy was he right. What I want and feel like I need did drastically change and the thought of saving more money with a smaller house sounds perfect. We had a BIG house, 3,400 of finished living area and even with 2 kids; we don’t NEED that much space, it was nice, but not needed. We are saving a ton of money a month and now have a 2,200 square foot house, still with an in ground pool, just not a finished basement, which we will be adding a room down there very soon. So, all in all we did not lose much, except a larger payment. We got very very lucky with the house we moved to. Nice neighborhood, in Emily’s school district, closer to cool stuff and the biggest thing we are pumped about is a room ALL for the kids. It is massive, they can play, destroy, run, jump, and whatever they want in there. And back to what Russ said, our wants and needs change. A few years ago I would have wanted the large room for me, for my area, my 49er stuff, my pictures and put a bar in etc. Now, I wanted the area for Jackson and Harrison, let them have fun. Man, I feel all grown up. Ha.
409 Lantana Lane. St. Peters, MO 63376
So, 2013 is looking to be a great year for Tyler’s. Dear Baby Jesus, I want to thank you for my family. My two, beautiful, beautiful, handsome strapping sons Jackson and Harrison and of course, my red hot, smoking hot wife Emily, who is a stone cold fox! 

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